Foreclosures have been on an increase the last few months as many consumers nationwide, predominately throughout the larger states such as California and Florida, have been hit with recent quiet title, Notices of Default and Lis Pendens. A Lis Pendens is a Latin word for lawsuit pending, which is a form of notice of foreclosure, that is used widely throughout Florida, California and other states across the country. Lis Pendens applies primarly to Judicial Foreclosure states and gives formal notice that a consumer default has occurred and that a suit also known as a lien against the disputed property has been filed.
According to LisPendensx.com, the administrative process for a Lis Pendens works in 3 simple steps:
Step one is that proper notice must be given to the consumer (defendant) that a suit has been filed. This serves as a warning to the consumer that within approximately thirty days of the Lis Pendens filing date, a foreclosure shall commence unless a consumer takes affirmative action to stop the Lis Pendens foreclosure process. This stage is what’s referenced to as pre-foreclosure.
Step two of the Lis Pendens foreclosure process is for a hearing to be held. Here, the consumer has an attempt to contest the foreclosure on any grounds evdienced by material issues such as fraud, improper foreclosure, no rights and interest in the property etc. It’s at this stage that most consumers lose the foreclosure battle. Most consumers prodominately throughout Florida and California have fallen victim to foreclosure due to not being present at the hearing and contesting the Lis Pendens foreclosure.
Step three is where in which a consumer fails to contest the foreclosure and as a result, final resolution is issued and the property in reference goes to auction for sale to the highest bidder.
If a consumer refinanced or purchased their home within the last 10 years, then their exists up to an 86% chance that the foreclosing property was securitized, which means that chances are the foreclosing party does not have perfect chain of title, which is what is required to foreclose as a real party of interest. Consumers nationwide are waking up and realizing that their is a fight to be one. It’s an up hill battle for most consumers however, because it means getting educated on contract law, securitization, the uniform commercial code, and foreclosure defense. For the few however that have decided to fight their foreclosure with aims to quiet title of all liens that did not belong, the results nationwide have been momentous, as many consumers have fought and blazed a trial of what success methods to follow in order to not fall victim to foreclosure.
To learn more about Lis Pendens, Quiet Title, Securitization, Uniform Commercial Code, and the various other successful methods available to Stop Foreclosure Please Visit: LisPendensx.com
To learn more about Securitization, Lis Pendens, Uniform Commercial Code, Quiet Title and the various other successful methods available to Stop Foreclosure Fraud Please Visit: http://LisPendensx.com









