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Stop Foreclosure Assistance For Military Servicemembers

June 6, 2011 By

Foreclosure fraud is quickly becoming an issue that countless American homeowners, including military servicemembers, are faced with today. If you or your loved ones are actively serving in the military, or you are a family member of a deceased military servicemember, you have additional options to receive foreclosure help and stop foreclosure fraud through federal programs.

For decades the government has created additional programs for active military servicemembers to aid them with financial problems such as foreclosure. According to Rick Haughton, former Mortgage Lender, Investor, and now Consultant with ForeclosureFraudExposed.com , the idea behind many of these programs, such as the Servicemembers Civil Relief Act (SCRA), is that military personnel should not be burdened with home foreclosure issues while they are serving for their country. “A Military Servicemember distracted with the threat of foreclosure, cannot be focused nor perform to the best of their abilities, and the government has introduced the SCRA to help curb that,” said Haughton

Yet despite the thousands of active military personnel who have sought relief from foreclosure under these federal programs, pretender lenders have continued their illegal foreclosure fraud methods and violate the provisions of these programs. Just within the past week, Bank of America and Morgan Stanley settled an unlawful foreclosure case against them to the tune of $22.4 million. The settlement only addressed a fraction of the real monetary value they should have paid military personnel who had their homes illegally seized and foreclosed on, but the case itself was a good example of how military servicemembers came together to fight foreclosure actions that were being taken against them.

“It’s great to see that military personnel are starting to take advantage of the government programs and additional foreclosure help that is available to them,” echoed Rick Haughton. “Too frequently American homeowners, including military servicemembers, do not seek foreclosure help and assistance due to lack of information. Many feel paralyzed by their situation and as a result, fail to take action. Luckily for military servicemembers they have additional resources and programs available to them to delay foreclosure while a plan to stop foreclosure fraud entirely is crafted.”

“With military personnel, it’s a lot more black and white when it comes to foreclosure fraud. They have additional laws and provisions that protect them such as the Servicemembers Civil Relief Act (SCRA) and the newly expanded Military Homeowners Assistance Program (HAP), where military personnel can receive more foreclosure help and assistance than ever before,” Haughton elaborates. “A portion of the government stimulus program passed in 2009 by President Obama, the American Recovery and Reinvestment Act, allocated over $555 million dollars to the HAP program. The additional funds provide military servicemembers with foreclosure help, assistance with rent, and other forms of financial aid.”

“The first thing military servicemembers should do if in need foreclosure help is determine what stage they are at. Are you behind a few months? Have you received a notice of default on your mortgage? Or have foreclosure proceedings already been brought against you” Haughton explains. “It’s important to know your starting point, and determine what type of program or assistance will help you moving forward. “If a servicemember is already amidst foreclosure proceedings the plan would be to examine the SCRA, which can aid in up to a year of foreclosure stoppage” stated Haughton. Very frequently pretender lenders don’t pay attention to whether or not a person’s home is owned by military personnel or not. As a military servicemember you have additional protections available to you to help you protect your home against foreclosure fraud.

“The reality is that pretender lenders don’t possess the necessary documentation to foreclose. Civil rights of servicemembers and American homeowners are invalidated everyday because most just assume that to not pay a debt makes them at fault, which is not the case. It starts with knowing the truth and standing on the rules till justice is served,” echoed Haughton. Foreclosure Fraud is a crime, but if servicemembers and homeowners don’t fight for justice, the crime will continue.

To learn more about Military Foreclosure Help, Foreclosure Defense, and How To Stop Foreclosure Fraud Please Visit: http://foreclosurefraudexposed.com

More on Rick Haughton

Rick Haughton has been instrumental in helping homeowners across America understand the foreclosure process, fight for their rights are, and learn how to stop foreclosure and not fall victim to foreclosure fraud.

ForeclosureFraudExposed.com is the Internet’s leading website, providing real foreclosure help to Military Servicemembers and American homeowners, by educating them on foreclosure defense, how to stop foreclosure, protect their rights, find a securitized loan, and much more.

Media= For Information Contact Vanessa Duvale – support@foreclosurefraudexposed.com

To learn more about the foreclosure process, foreclosure fraud, what your rights are, and how to stop foreclosure? Please visit http://foreclosurefraudexposed.com for more information.

Media Contact: Vanessa Duvale Foreclosure Fraud Exposed, support@foreclosurefraudexposed.com

 

 

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ForeclosureFraudExposed.com Provides Stop Foreclosure Help To Homeowners Lost In The Complicated Foreclosure Process While Battling Foreclosure Fraud

May 27, 2011 By

Los Angeles, CA (PRCarbon) May 27, 2011

ForeclosureFraudExposed.com is an Exclusive Membership website for homeowners who are looking for step by step foreclosure help, and foreclosure defense to stop an immediate action.

As homeowners across the country continue to be affected from a declining economy, loss of income and high gas prices to go along with consumer goods; there is one thing that still remains unchanged: The amount of foreclosure help available to homeowners nationwide, fighting against foreclosure and foreclosure fraud.

Each and every night homeowner faced with foreclosure search endlessly for foreclosure help to no avail. No real foreclosure defense programs have been created to truly assist homeowners, help them keep their homes and stop foreclosure. According to Rick Haughton, a former Mortgage Lender, Sophisticated Investor, and now Consultant at ForeclosureFraudExposed.com, if homeowners, all homeowners nationwide decided to exercise their freedom of speech and protest foreclosure and foreclosure fraud, a nationwide freeze on foreclosure would be the result, immediately. Haughton further explains that most homeowners believe that fraud of some sort exists on their loan documents. The problem is no foreclosure help exists to help homeowners dig further, uncover the fraud, and save their homes.

Homeowners want and need help desperately. Quiet Title action and Uniform Commercial Code (UCC) laws, are two of the most successful foreclosure defenses used in permissible States. The biggest challange is fully understanding the the angles Quiet Title and the UCC. Ideally that’s where a good Attorney would come in. Unfortunately, most cannot afford proper legal representation and the ones that can afford legal representation cannot find reliable Attorneys to take their case. “It’s a vicious cycle of frustration and confusion,” said Haughton. “The problem is that most Attorneys aren’t completely schooled on foreclosure defenses. Therefore they can’t help. And the Attorneys who can help have been paid off to represent the pretender lender banks. So not only are homeowners who are looking for foreclosure help fighting against pretender lender banks, but they’re fighting against Attorneys who have been paid off by the other side, to lie, cheat, and do everything possible to ensure foreclosure,” said Haughton.

It’s in the best interest of all homeowners who want to stop foreclosure to buckle down and learn the REAL ways of foreclosure defense. It’s the homeowners’ job to seek out the right information that can help them with their immediate foreclosure problem, and then once found, take immediate action.

To learn more about the different types of Foreclosure Help, Foreclosure Defenses, and How To Stop Foreclosure Fraud Please Visit: http://foreclosurefraudexposed.com

More on Rick Haughton

Rick Haughton has been instrumental in helping homeowners across America understand the foreclosure process, what their rights are, and how they can stop foreclosure and not fall victim to foreclosure fraud.

ForeclosureFraudExposed.com is the Internet’s 1st step by step video website, that provides foreclosure help to homeowners, by educating them on foreclosure defense, how they can protect their rights, how to find a securitized loan, and how homeowners faced with falling behind on payments, can legally fight to stop foreclosure.

Media= For Information Contact Vanessa Duvale – support@foreclosurefraudexposed.com

To learn more about the foreclosure process, foreclosure fraud, what your rights are, and how to stop foreclosure? Please visit http://foreclosurefraudexposed.com for more information.

Media Contact: Vanessa Duvale Foreclosure Fraud Exposed, support@foreclosurefraudexposed.com

 

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The Truth About Foreclosure Fraud And Loan Modifications

May 26, 2011 By

For many families that are behind on their mortgage or simply cannot meet their financial obligations, a home loan modification is an appealing and popular option. Homeowners must stay on alert however, since home loan modification scams have swept the country and left many families in mortgage default and foreclosure. Don’t allow yourself or your family to become one of the statistics. Know the facts and signs of loan modification scams and how you can avoid them.

In order to combat loan modification fraud, homeowners must first realize that the loan modification process is a form of foreclosure fraud as well. Below are a list of the most common illegal loan modification practices, provided to you by ForeclosureFraudExposed.com :

  1. The company requires a large upfront fee to begin
  2. They “guarantee” they will be able to provide a modification without even examining or seeing any of your information
  3. The company tells homeowners to stop paying their mortgage; and that they must be 9-days behind before any assistance  can be provided
  4. They guarantee that because of their relationships they are able get modifications approved

If you have been approached by a loan modification company that exhibits any of the above practices, beware. It’s a highly probable sign of foreclosure fraud waiting to happen. The percentage of successful loan modifications throughout the country is less than 13%. One of the biggest issues and also contingencies for receiving a loan modification is the 90-day trial period, which a homeowner is set on where they do not pay their mortgage, or only pay a portion of it. This is a problem for many reasons. First, by not paying the mortgage in full each month during the “trial period” homeowners are at risk of default and possible foreclosure.

This is a form of foreclosure fraud, whereby a homeowner in need of foreclosure help, is forced into a worse position of default. By making payments less than the alleged amount due, homeowners risk receiving a notice of default, commencing foreclosure action. This typically happens due to non-acceptance into a loan modification program at the end of the 90-day trial.

There is no safety net when it comes to loan modification scams and foreclosure fraud. Foreclosure help to homeowners is available through several different means. As a homeowner, it starts with knowing what your legal rights and obligations are to debt collection companies. In many instances, a debt does not exist. Approximately 85% of home loans that originated over the last 10-years were packaged and pooled together into what is called a mortgage backed security. Another popular term is called securitization.

In a recent California foreclosure fraud court ruling, securitization and the assignment of mortgage loans, by debt collectors and Mortgage Electronic Registration System, was deemed improper, and dismissed, in favor of the homeowner. This is another huge issue that has been tying up legal court cases across the country as well. The best foreclosure help against loan modification scams and to prevent foreclosure is to become educated on your situation, the facts, and the truth.

To learn more about the foreclosure process, foreclosure fraud, what your rights are, how to get everything in order, and how to stop foreclosure? Please visit http://foreclosurefraudexposed.com for more information.

More on Foreclosure Fraud Exposed

ForeclosureFraudExposed.com is the Internet’s 1st step by step video website, that provides foreclosure help to homeowners, by educating them on foreclosure defense, how they can protect their rights, how to find a securitized loan, and how homeowners faced with falling behind on payments, can legally fight to stop foreclosure.

Media= For Information Contact Vanessa Duvale – support@foreclosurefraudexposed.com

To learn more about the foreclosure process, foreclosure fraud, what your rights are, how to get everything in order, and how to stop foreclosure? Please visit http://foreclosurefraudexposed.com for more information.

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American Home owners Stop Foreclosure Fraud with Use of the Uniform Commercial Code

May 23, 2011 By

More and more each day homeowners across America are beginning to “get it” and are fighting to stop foreclosure fraud. But for many families, especially ones that are representing themselves in court, they do not know where to turn to in order to legally support their facts and defend their homes against Foreclosure Fraud.

“Many homeowners who are fighting to stop foreclosure fraud are aware that Pretender Lenders aren’t a real party of interest and lack standing to foreclose. They have evidence of foreclosure fraud, robo-signers, fraudulent notaries and much more, but they don’t know the proper foreclosure defenses that actually make up the key pieces to the puzzle, that make the foreclosure illegal,” explains Rick Haughton, a former Mortgage Lender and now Consultant at Foreclosure Fraud Exposed. “It starts with documentation and taking a trip down to the Register of Deeds to make certified copies of everything on record. It’s evident that homeowners are aware that fraud of some sort exists, yet many struggle to understand the technical aspects of the law well enough to prove it on their own in court. This is where the Uniform Commercial Code or UCC can play a very key role.”

The UCC has been adapted by all states; California, Florida, New Jersey, Nevada and New York and North Carolina have enforced it more frequently in recent homeowner victories. The UCC clearly outlines rules that govern commercial transactions, including mortgage promissory notes and important issues such as who has “possession” of the note, or who is the “holder” and can legally enforce it.

Section §3-301 of the UCC describes “Persons entitled to enforce instrument” which means (i) the holder of the instrument, (ii) a nonholder in possession of the instrument who has the rights of a holder, or (iii) a person not in possession of the instrument who is entitled to enforce the instrument pursuant to Section 3-309 or 3-418(d). The important thing to note hear is that if a Pretender Lender or other party is trying to foreclose and cannot produce the physical mortgage Note and does not have documentation to prove that they have the rights of a holder, they cannot legally foreclose.

Homeowners nationwide have been wising up over the past couple months, learning about the foreclosure process, and effective foreclosure defense tactics to save their homes. “This has been evident from the increased spike in traffic volume, new member registrations, and the average time members spend on the site learning what steps to take in fighting foreclosure, which has increased to an average of 3.6 hours daily per member,” echoed Rick Haughton.

“In the situation where a person’s Note has been lost or destroyed through securitization, the UCC Section  §3-309 describes what is required to prove that a party can enforce the Note,” Haughton elaborates. “You see, if a Pretender Lender has lost a person’s Note, they have to prove that at the time the Note was lost, stolen, or destroyed they were entitled to ownership or can prove that they acquired it legally from the owner of the Note. They cannot just show up and claim the Note is quote unquote ‘lost’ and expect to have full ownership rights and enforcement to the mortgage, including the right to foreclosure.”

Yet in too many instances, this is exactly what happens because uneducated homeowners don’t know proper foreclosure defense. Too frequently homeowners are unaware of these foreclosure defense measures and go up against the Pretender Lenders unprepared. The ultimate result the majority of the time: homeowners lose and fall victim to this nationwide foreclosure fraud.

“If a homeowner is properly educated and has invested time in learning the foreclosure process to support their claim, there should be no reason why they cannot be able to deliver a solid case themselves, or seek professional counsel at that stage for additional support and have a positive outcome to save their home,” Haughton stresses. “It’s more important now than ever that homeowners know the facts about foreclosure fraud, foreclosure defense, such as the UCC, and how to structure their foreclosure case to receive proper foreclosure help from professionals. This is how to build a solid foreclosure defense against Pretender Lenders and win.”

To learn more about the different types of Foreclosure Help, Foreclosure Defenses, and How To Stop Foreclosure Fraud Please Visit: http://foreclosurefraudexposed.com

More on Rick Haughton

Rick Haughton has been instrumental in helping homeowners across America understand the foreclosure process, what their rights are, and how they can stop foreclosure and not fall victim to foreclosure fraud.

ForeclosureFraudExposed.com is the Internet’s 1st step by step video website, that provides foreclosure help to homeowners, by educating them on foreclosure defense, how they can protect their rights, how to find a securitized loan, and how homeowners faced with falling behind on payments, can legally fight to stop foreclosure.

Media= For Information Contact Vanessa Duvale – support@foreclosurefraudexposed.com

To learn more about the foreclosure process, foreclosure fraud, what your rights are, and how to stop foreclosure? Please visit http://foreclosurefraudexposed.com for more information.

Media Contact: Vanessa Duvale Foreclosure Fraud Exposed, support@foreclosurefraudexposed.com

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Stop Foreclosure Methods For Loan Modification Scams

May 21, 2011 By

Stop Foreclosure

The current economic slow-down and recession are perhaps creating more havoc than what is ‘visible’ to the eyes. In the US alone, during the year 2010, more than 1.5 million people have filed for bankruptcy and around 1 million home owners allowed foreclosure to happen. These figures are unprecedented in the American history.

The number of people who want to save their homes from foreclosure is increasing day after day. But, unfortunately, many of them are becoming victims of foreclosure fraud. Perhaps, the nefarious and avaricious people who are indulging in such frauds have been partially induced by the boom before the current recession. The modus operandi adopted by these people is to keep watching the foreclosure listings and take advantage of the precarious financial situation in which the affected home owners are placed. These ill-intentioned people pose as if they are capable of rescuing the home owners and if the home owners are gullible and vulnerable, they fall a prey to the sugar-coated, false promises of these evil elements.

According to Rick Haughton, a former Mortgage Banker and Sophisticated Investor, now Editor at Foreclosure Fraud Exposed, he suggests that due to challenging times, most home owners are not able to think in the right perspective and the fraudsters take advantage of this situation. “Such cases are alarmingly on the increase with loan modification scams,” said Haughton. You may be surprised to know that even celebrity foreclosure is happening. Some of the celebrities, whom you have been holding in high pedestal and whom you have been thinking are not capable of committing grave mistakes on their financial front, are also not insulated from the evil designs of the fraudsters. That may be the reason that some of these celebrities have taken a vow to take necessary measures to learn the home foreclosure process and fight to stop foreclosure fraud. Home owners must take utmost care to protect themselves from these evil-intentioned people and to avoid losing their homes and their money which will worsen their financial situation further.

Haughton explains, these fraudsters will not hesitate to make sky-high promises that they do not intend to fulfill because they will be targeting your home and money. “They will assure you that they can easily bring you out of your bad situation, modify your existing loans, stop foreclosure and save your home from it. When you start believing their words, they will ask for thousands of dollars in upfront fees. Since their activities will look as though they are closely working with your mortgage servicer, you will tend to believe them and pay thousands of dollars in advance money for their services. But, in reality, they may not be doing anything to save your home.”

Haughton points out that States such as Hawaii, California, Arizona, Nevada, Minnesota, Colorado, Texas, Florida, Georgia, North Carolina, New York, New Jersey, Pennsylvania, Massachusetts, Ohio, Chicago, and Michigan, have been the hardest hit with foreclosure fraud and loan modification scams.  Additionally, “if loan modification companies ask for thousands of dollars in upfront payment for their fees, you can immediately construe that they are up with some tricks to take you for a royal ride. If you believe their false promises and sign on important documents inadvertently, you may end up losing your home. One trick widely used by fraudster companies and individuals is to ask the home owner to transfer their home to them so that they will save you from your foreclosure. Getting saved from a foreclosure is a workable task but it is not as easy as just forking over thousands of dollars and hoping someone will do all the work.”

“The loan modification process is a scam in and of itself,” states Haughton. “When a loan is securitized, it’s packed into what’s called an asset backed security and sold as a Real Estate Investment Mortgage Conduit (REMIC) to Wall Street. Hundreds and thousands of loans are placed into these great pools, tiers if you may, with different A-D ratings. It’s a pyramid basically.” Investors at the top get paid first, provided the home owners pay on time, and investors at the bottom have greater risk reward, and in cases of foreclosure, no one technically gets paid on the books. “The problem for the home owner is that once the loan is packaged into an asset backed security, the chain of title becomes null and void, because certificates are issued making the previous loan, now a stock,” explains Rick Haughton. Therefore a loan modification isn’t needed because there isn’t a loan anymore. The chain of title has been broken beyond repair.

It’s important for home owners to do some serious research regarding their personal loan situation  first, and then seek proper foreclosure help. In 9 out of 10 instances, most home owners aren’t even in foreclosure, and pretender lender banks along with these loan modification companies know this. It starts with investigating what’s really going on, and then structuring a plan of foreclosure defense. A home owner’s biggest challenge is where to go to conduct foreclosure fraud research on relevant information, to determine if they’re a victim or not. There are a few websites available online that provide step by step instruction, while the rest are nothing more than recycled news websites, which are a complete waste of time.

To learn more about the different types of Foreclosure Help, Foreclosure Defenses, and How To Stop Foreclosure Fraud Please Visit: http://foreclosurefraudexposed.com

More on Rick Haughton

Rick Haughton has been instrumental in helping homeowners across America understand the foreclosure process, what their rights are, and how they can stop foreclosure and not fall victim to foreclosure fraud.

ForeclosureFraudExposed.com is the Internet’s leading foreclosure website, providing real foreclosure help to American homeowners, by educating them on foreclosure defense, how to stop foreclosure, protect their rights, find a securitized loan, and much more.

Media= For Information Contact Vanessa Duvale – support@foreclosurefraudexposed.com

To learn more about the foreclosure process, foreclosure fraud, what your rights are, and how to stop foreclosure? Please visit http://foreclosurefraudexposed.com for more information.

Media Contact: Vanessa Duvale Foreclosure Fraud Exposed, support@foreclosurefraudexposed.com


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Foreclosure Fraud Exposed Offering American Families Foreclosure Help On How To Stop Foreclosure Fraud

May 20, 2011 By

Created in January 2011, ForeclosureFraudExposed.com has worked hard to assist American families nationwide to stop foreclosure, protect their families, and keep their homes. Foreclosure is an action, not a right. Pretender lender banks and others in power have clogged and manipulated people and the system long enough. American families need to know the black and white truth, and it’s time to rebuild America by uniting and helping to stop foreclosure fraud, one American home at a time.

According to former Mortgage Lender and sophisticated investor Rick Haughton, foreclosure fraud was an act created decades ago to steal the American dream from the American people. As a result, American families have lost a sense of trust, dignity and will, while being consumed with feelings of fear, confusion, and doubt. “As a homeowner, you’re looking for ways to fight and stop foreclosure fraud. Well your way out starts with making a conscious decision to fight this war on foreclosure fraud, and to learn the rules to this foreclosure fraud scam. The first rule is that if you don’t object, that’s construed as admission and acceptance of the fraud scam. The second rule is that no one is going to help you until you help yourself first. The third rule is that your success is in direct relation to your mindset and IQ level. IQ stands for I quit level, and your mindset must remain like a parachute and stay open.”

Haughton explains, a quiet title suit is a direct approach, which has afforded many homeowners the satisfaction of saving their homes. “The issue is that most homeowners don’t know the first thing about foreclosure fraud. They haven’t taken the time to do strong research and an understudy. They choose to rely on Attorneys, yet fail to realize that they walk right into a trap because the majority of Attorneys work for pretender lender banks, hence creating a conflict of interest. An Attorney cannot represent a homeowner and represent pretender lender banks,” said Rick Haughton. “It’s called double dipping. And the only interest that will matter in that situation is the interest of who can write the biggest check.” Therefore, in order to stop foreclosure, all American homeowners residing in Arizona, California, Colorado, Utah, Texas, Alabama, Virginia, New Jersey, New York, Florida, The Carolinas and all the other great States have to start at ground zero, and that begins with research.

According to Haughton, every homeowner looking for foreclosure help needs to stop following the news. Its only value is for entertainment purposes; it’s not must see TV. Instead, it’s your life on call; therefore what are you going to do about it. “97% of the websites related to “how to stop foreclosure” deal directly with the loan modification scam. GOOGLE ‘how to stop foreclosure’ and look at the top ten search results. Nine of the top ten have nothing to do with helping homeowners not fall victim to foreclosure.”

Furthermore, why would homeowners want a loan modification? Less than 14.6% get approved, explained Haughton. Homeowners have a clear path to fighting foreclosure fraud and winning their homes free and clear. It’s not easy, but it’s simple. And a handful of American unsung heroes are waking up, listening, learning the facts, doing the research, fighting this battle and winning their homes and life back. Now it’s your turn!

Visit http://foreclosurefraudexposed.com for details on what your rights are and ways you can fight back to stop foreclosure.

To learn more about the different types of Foreclosure Help, Foreclosure Defenses, and How To Stop Foreclosure Fraud Please Visit: http://foreclosurefraudexposed.com

More on Rick Haughton

Rick Haughton has been instrumental in helping homeowners across America understand the foreclosure process, what their rights are, and how they can stop foreclosure and not fall victim to foreclosure fraud.

ForeclosureFraudExposed.com is the Internet’s 1st step by step video website, that provides foreclosure help to homeowners, by educating them on foreclosure defense, how they can protect their rights, how to find a securitized loan, and how homeowners faced with falling behind on payments, can legally fight to stop foreclosure.

Media= For Information Contact Vanessa Duvale – support@foreclosurefraudexposed.com

To learn more about the foreclosure process, foreclosure fraud, what your rights are, and how to stop foreclosure? Please visit http://foreclosurefraudexposed.com for more information.

Media Contact: Vanessa Duvale Foreclosure Fraud Exposed, support@foreclosurefraudexposed.com


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American Homeowners Fight To Stop Foreclosure Fraud With Quiet Title

May 19, 2011 By

When your property is facing foreclosure, there is every reason to grief over it but much of the blame should be placed on side of the pretender lenders that are committing foreclosure fraud. If the authorities of the bank or the financial institution proceed with their action and the foreclosure process starts, it may completely change the way you live in more than one way. It may unleash a different set of inexplicable emotions in you because the warmth of a house in which you have been living all through your life is certainly greater than anything else.

According to Rick Haughton, a former Mortgage Lender, Sophisticated Investor, and now Consultant at Foreclosure Fraud Exposed , homeowners may not be willing to part with the property because the memories and feelings are real and they can in no way be considered as perceived emotions. You may be looking for ideas as to how to stop foreclosure. You are not alone because in the United States, about two million worth of properties are under foreclosure just because of non-payment of installments on mortgage loans by borrowers who do not know how to stop foreclosure.

Pretender lender banks have made it impossible to negotiate, bargain or compromise, as many Americans are starting to become aware of the massive foreclosure fraud that has swept states like California, Texas, Chicago, Florida, New York, New Jersey, Massachusetts, Georgia, and the rest of the country. The good news America is that a solution exists. Haughton suggests that many homeowners, who’ve taken the time to research and fully understand the nature of foreclosure fraud, are now taking their pretender lender to court. This viable solution in legal parlance is called filing of a Quiet Title Suit. A Quiet Title Suit is a legal proceeding filed to establish an individual’s right to ownership of a real property in the context of claims by one or more people. In this suit, the plaintiff seeks an order from the court so as to prevent the other claimants from staking a claim on the property.

Haughton explains, a quiet title suit allows homeowners to go on the “offensive” and they will be challenging the lender institution’s claim on the said property. The foremost step to this approach is taking some serious time to know your foreclosure fraud situation inside and out and that this is a must-do before seeking any professional help. “Most homeowners know that foreclosure fraud exists on their home, but when asked to show specific evidence or documentation, it becomes a recite of what was read in the newspaper journal, website or watched from one of the popular media television stations.” Haughton further says that homeowners have done a great job of helping the pretender lenders. “Most homeowners, not all, but most, search on the internet for information and get caught up in the news of the story, verses their own hard core facts. This is the #1 reason why some homeowners have success and some fail. It’s a learning curve and homeowners must realize that all their documentation and evidence of fact has to be in order and that this is their sole responsibility not anyone else’s.”

The next step from there is simple, echoed Haughton: either continue the trail alone or seek out professional assistance, someone who will use all his or her wits and all the legal tools available at his or her disposal to show you the way as to how to stop foreclosure. However what most people do is turn on news stations or search a few websites and gather all the facts about the news, not their specific situation. Next they contact professionals and start rambling off about the news verses their personal situation, leading with the facts first. “This is a huge mistake on the part of the homeowners, said Rick Haughton. I know of at least 45 professional attorneys across the country who cry wolf to me about this every other week. It’s a sin. Homeowners just expect these professionals to take their issue, do all the research, and fight it, and unfortunately, it doesn’t work that way. Not with foreclosure fraud at least. The homeowner must understand that they are in the driver’s seat with this one, and that most attorneys don’t know anything about foreclosure fraud. Therefore it’s the homeowner’s job to research and document everything, get it in order, and then present it properly.”

To learn more about the different types of Foreclosure Help, Foreclosure Defenses, and How To Stop Foreclosure Fraud Please Visit: http://foreclosurefraudexposed.com

More on Rick Haughton

Rick Haughton has been instrumental in helping homeowners across America understand the foreclosure process, what their rights are, and how they can stop foreclosure and not fall victim to foreclosure fraud.

ForeclosureFraudExposed.com is the Internet’s 1st step by step video website, that provides foreclosure help to homeowners, by educating them on foreclosure defense, how they can protect their rights, how to find a securitized loan, and how homeowners faced with falling behind on payments, can legally fight to stop foreclosure.

Media= For Information Contact Vanessa Duvale – support@foreclosurefraudexposed.com

To learn more about the foreclosure process, foreclosure fraud, what your rights are, and how to stop foreclosure? Please visit http://foreclosurefraudexposed.com for more information.

Media Contact: Vanessa Duvale Foreclosure Fraud Exposed, support@foreclosurefraudexposed.com


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It is Now Possible to Buy Lexapro and Tramadol Online

April 14, 2011 By

The internet certainly has changed our lives – there is no arguing that fact. We now routinely turn to the world wide web when we want to find some information or when we need to buy products and services. The web has also made it easy to obtain both Lexapro and Tramadol as well, which makes life much easier for those in need of these medications.

Lexapro is used to treat mild and moderate cases of anxiety. Classified as an anti-depressant it works by increasing the action of a chemical in the brain called 5-hydroxytryptamine which helps to increase humor. If you wish to buy Lexapro online you should first know a few facts. First of all, if you feel that you are severely depressed and are having thoughts of suicide, you should visit your doctor immediately. You should not take Lexapro if you are on a MAO inhibitor as you could suffer a drug reaction. You also should use caution and speak to your doctor if you have liver or kidney disease, epilepsy, bipolar disorder or a history of drug abuse. Avoid drinking alcohol while taking Lexapro as it can cause dizziness and sleepiness.

Tramadol is a narcotic-like pain reliever which is used to alleviate moderate to severe pain. The extended-release of this drug makes it ideal for the treatment of chronic pain when relief is needed around the clock.If you are hesitant to buy Tramadol online you should know that this medication is FDA approved. It is not illegal to have it in your home, you will not get into trouble by ordering it on the web and it is readily available. You also should be aware of the fact that Lexapro is also sold under the name Ultram in some locations. And, as with most every medication, there are some side effects to be aware of including constipation, headaches, nausea, dizziness, sleeplessness and a loss of appetite. These side effects can be dealt with easily enough on your own without the need to seek medical care.

Buying drugs online is easy today. However, you have to shop wisely and know what it is you are buying. Be sure to buy only from reputable websites that offer company and contact information. It is highly convenient to be able shop for drugs from your home computer but you must use some common sense when doing so.

Filed Under: Health, Shopping Tagged With: ,

ZetaClear Toenail Fungus Treatment: Nail Fungus Sufferers Can Once Again Wear Sandals Without Embarrassment

April 3, 2011 By

Nail fungus sufferers dread the approaching warm summer weather; bare hands, open-toed shoes and sandals make them cringe. They are among the tens of millions of people afflicted with unsightly finger and toenail fungus, which is characterized by uncomfortable, discoloured, brittle, thick and misshapen nails. The surrounding skin is often red, itchy and painful.

Many consumers have tried at least one over-the-counter toenail fungus treatment, but to little success – their pesky, persistent nail fungus simply does not go away. However, one remarkable product offers hope, proving to be a highly effective treatment. Much celebrated among those freed from nail fungus is ZetaClear. This efficacious formula contains only safe, homeopathic oral ingredients to fight the fungus from the inside, and all natural, powerful plant compounds for topical application, penetrating the nails to get to the root of the problem: Under the nail bed.

ZetaClear is a 2-step solution that combines a powerful, topical formula and a safe, time-tested homeopathic oral spray that helps clear nail fungus quickly and effectively. Nail fungus sufferers whose experience with other products brought no relief are skeptical, but ZetaClear proves their scepticism unwarranted; it really works. Any of the millions of former sufferers of nail fungus would gladly attest to the fact that ZetaClear is highly effective at killing the fungus and returning nails to their former, healthy state.

The manufacturers of ZetaClear do not promise an unrealistic, overnight miracle cure; they ask that all customers simply follow the directions and adhere consistently to the treatment plan. Doing so allows people to see a clear improvement in the condition of their nails within two weeks to two months of the treatment plan. Nail fungus is by nature a challenging beast to tame – but adherence to the simple ZetaClear protocol will result in a tremendous improvement of the condition. Skin redness around the affected area will diminish; the itching and burning will be soothed and reduced; as the fungus dies, yellowness and discoloration fade away, and a healthy, new nail begins to grow.

Nail fungus is not only physically uncomfortable; research shows that it negatively impacts self-esteem. When the unsightly condition is resolved, the former sufferer rejoices in wearing summer sandals and showing their toes in public again; they welcome the warm weather, or return to their favorite health club without fear of using the shower. ZetaClear makes all this possible. This revolutionary, all natural, dual action formula destroys nail fungus, reduces irritation and redness, fades discoloration and lets a healthy nail grow.

It is the ONLY product on the market that combines a blend of oral, homeopathic ingredients AND a topical solution consisting of powerful, natural oils and plant extracts, to deliver a one-two-knockout-punch to nail fungus.

Living with toenail and fingernail fungus embarrasses and depresses sufferers of the condition, which is why so many have turned to ZetaClear. With spring and summer right around the corner, the best time to try ZetaClear is now.

Filed Under: Health Tagged With: , , , , , ,

ZetaClear Toenail Fungus Treatment

April 1, 2011 By
NAIL FUNGUS IS A CONDITION THAT AFFECTS MILLIONS OF ADULTS EACH YEAR. IT IS A FRUSTRATING AND DIFFICULT FORM OF FUNGAL INFECTION TO TREAT; ANYONE WHO IS SUFFERING, OR EVER HAS SUFFERED FROM IT, KNOWS HOW CHALLENGING IT IS TO DEAL WITH. MOST HAVE TRIED AT LEAST ONE TOENAIL FUNGUS TREATMENT, BUT HAVE HAD NO LUCK IN RIDDING THEMSELVES OF THIS PESKY AND PERSISTENT PROBLEM.
Both toenails and fingernails can be affected by nail fungus, leaving them thickened, discolored and unsightly. The condition can be embarrassing – especially during the summer months when on the beach, wearing sandals or anywhere that hands and feet are exposed.
WHILE LOCAL PHARMACIES ALLOW CONSUMERS TO PURCHASE NAIL FUNGUS MEDICATION, FEW REPORT ANY IMPROVEMENT; MOST OVER-THE-COUNTER DRUG-STORE MEDICINES ARE SIMPLY NOT EFFECTIVE. HOWEVER, ONE EXCEPTIONAL NAIL FUNGUS PRODUCT ON THE MARKET IS PROVEN TO WORK AND IS CAUSING CELEBRATION AMONG CONSUMERS.
The product is called ZetaClear – and it is the ONLY nail fungus treatment being sold today that contains both a unique blend of oral homeopathic ingredients AND a topical solution. ZetaClear consists of all natural oils and herbs which bring affected nails back to their normal color and kill the nail fungus to allow for healthy new nail growth.
SCEPTICAL INDIVIDUALS MAY BELIEVE ZETACLEAR IS LIKE MOST OTHER NAIL FUNGUS TREATMENTS. THEY ARE MISTAKEN; THE FORMULA IS BOTH UNIQUE AND HIGHLY EFFECTIVE. SCORES OF FORMER NAIL FUNGUS SUFFERERS GLADLY ATTEST TO THAT FACT. THERE IS NO REASON FOR ANYONE TO SPEND THE DAY WEARING GLOVES, SOCKS OR BOOTS ON ACCOUNT OF SELF-CONSCIOUS FEELINGS ABOUT THEIR NAILS. THE MAKERS OF ZETACLEAR DO NOT PROMISE OVERNIGHT RELIEF OF PROBLEMATIC NAIL FUNGUS – BUT THEY DO PROMISE THAT THEIR REVOLUTIONARY PRODUCT WILL HELP ANYONE’S NAILS RETURN TO THEIR HEALTHY STATE IF A PERSON MERELY COMMITS TO FOLLOWING THE INSTRUCTIONS.
ZetaClear’s unique topical and oral combination formula helps nail fungus sufferers see a very noticeable improvement in as little as a few weeks’ time. The topical solution is simply applied with the included brush to the nails, allowing it to penetrate the surface. The topical solution also polishes the nails, working to smooth and soften the skin around the affected area. The oral solution delivers time-tested, natural homeopathic ingredients to the bloodstream – ingredients proven to attack the fungus from the inside-out, giving total nail fungus relief.
THE SECRET BEHIND ZETACLEAR’S EFFECTIVENESS IS IN THE FORMULA. HOMEOPATHIC HEALTHCARE PROFESSIONALS HAVE BEEN USING THE INGREDIENTS IN THE ZETACLEAR TO TREAT SKIN AND NAIL PROBLEMS FOR DECADES – WHILE THE TOPICAL SOLUTION CONTAINS TEA TREE OIL, JOJOBA OIL, VITAMIN E OIL, LEMON GRASS OIL AND OTHER 100% NATURAL INGREDIENTS, WHICH, WHEN USED IN THE PROPRIETARY COMBINATION, HAVE BEEN PROVEN TO BE THE ONLY EFFECTIVE SOLUTION THAT KILLS NAIL FUNGUS, REDUCES SENSITIVITY, REMOVES DISCOLORATION AND RETURNS NAILS TO THEIR PREVIOUSLY HEALTHY STATE.
ZetaClear has been advertised on CNN, MSNBC, USA Today and MSN and has been featured on ABC, CBS and Fox News. The great deal of attention it receives is because it works, simply and effectively. Those who have used it are thrilled to have healthy nails again. Even those who have suffered with chronic, long-term cases of nail fungus have found the results to be nothing short of spectacular.
FOR ANYONE WHO WANTS TO DON A PAIR OF SANDALS AGAIN, PULL OFF THE GLOVES, GO TO THE BEACH OR USE A PUBLIC SHOWER, BUT CAN’T – WON’T – OR HASN’T – BECAUSE OF EMBARRASSING NAIL FUNGUS, ZETACLEAR OFFERS A PROVEN, EFFECTIVE AND NATURAL SOLUTION. ORDERING ZETACLEAR HAS HELPED COUNTLESS INDIVIDUALS SUFFERING FROM THE DISCOMFORT OF UNSIGHTLY NAILS CHANGE THEIR LIVES FOREVER. WHY? IT WORKS, AND IT WORKS VERY WELL.
Filed Under: Health Tagged With: , , , , ,
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